Savings behaviour when households have an access to occupational pensions
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Nummer i serie: 23
The main aim of the paper is to describe savings behaviour of household’s through saving functions. It means to define factors, which influence the households’ decision-making process on how much to save. The influence of pension system and accessible types of pensions together with income and age variables are considered as the main parameters, which determine behaviour. Savings functions are introduced here as linear regression models with income variable included in entropy form. Estimation of the model is done for a particular group of population, only full households are included.
Prosjekt info:Oppdragsgiver: Norges forskningsråd
Frisch prosjekt: 1132 - Yrkesaktivitet blant eldre og finansiering av pensjonssystemet